Interest Rates
|
Sr. No. |
Deposit |
From 15-07-2025 |
|
1. |
7 days to 90 days |
3.00% |
|
2. |
91 days to upto 180 Days |
4.00% |
|
3. |
181 days to 1 year |
4.50% |
|
4. |
1 year to 2 year |
5.75 % |
|
5. |
2 year to 3 year |
5.75% |
|
6. |
3 year to 5 year |
6.25 % |
|
7. |
5 year to 10 year |
5.25 % |
| 8. | Savings Bank Deposi | 3.00 % |
| 9. | Current Deposit | Nill |
| 10. A | Daily Deposit - 6 Months | 1.75 % |
| 10. B | Daily Deposit - 12 Months | 2.75 % |
SPECIAL DEPOSIT SCHEMES (SIMPLE INTEREST) |
1 |
366 DAYS |
5.75% (Senior citizen will get extra 0.5% ) |
| 2 | 444 days | 6.00% (Senior citizen will get extra 0.5% ) |
3 |
555 DAYS |
6.25% (Senior citizen will get extra 0.5% ) |
4 |
999 DAYS |
6.75% (Senior citizen will get extra 0.5% ) |
5 |
1999 DAYS (DEPOSIT AMOUNT 50 LAKH AND ABOVE) |
7.26% |
NOTE :
- The revised rate of interest on deposit shall be applicable for all newly opened accounts and renewal of deposit.
- For Premature withdrawal of deposit 1% Less rate will apply.
- To get TAX benefit under s/c 80c of Income Tax Act,1961
Duration of Deposits : 5 Years
Rate of Interest : applicable general rate
Premature withdrawal or Loan / Overdraft facility will not be granted on such Deposits. - Senior Citizens will get 0.75% additional for TDR above 1 year except Special Deposit Scheme.
- Please conact branch for latest changes and/or interpretations.
- 5 Crore or more, single deposit, 1100 days period ,rate of interest 6.25. Senior Citizens 0.75 extra.